Fortigent™

Long journeys over unfamiliar terrain should always begin with a clear sense of purpose and a plan for reaching your destination. That’s precisely the outlook Fortigent takes when helping you manage the wealth of your clients. With our tools and analytical insight, you can clearly define their needs and tolerance for risk before creating portfolios that aim to meet specific performance objectives. And as you construct these portfolios, you can also take into consideration how your high net worth clients intend to use their wealth, tax consequences of their investments, and the challenges of transferring their assets to family members through careful estate planning.  

PLANNING TOOLS

Fortigent knows that the first and most critical step in servicing wealthy families is to understand their needs and objectives. For this reason we provide you with assessment tools that allow you to learn what you need to know about your clients—their risk tolerance, time horizons, long-term goals for transferring wealth, tax situations, investment objectives, and philanthropic interests. To blaze a trail for your clients, it's imperative that you know their destination.

Monte Carlo Analysis

Simply reaching your destination is not the only way to measure the success of your journey. The path you take to get there is just as important. With Fortigent's proprietary Monte Carlo simulation tool, you can quantify the cash flow and terminal value risk of different portfolios. This tool also helps you determine the minimum level of portfolio risk required to meet a client's specific objectives. This simulation enables you to plan for contingencies by helping you measure risk, remove emotion from the investment decision, and analyze how critical factors such as expected return, volatility, tax rate, and inflation may affect the probability of whether your clients meet their objectives.

Investment Policy Statement

The Investment Policy Statement (IPS) is your "Portfolio GPS" for implementing and then monitoring a client's overall wealth plan. It is the trail map you and your clients will use to chart the proper course to meet their objectives. Fortigent provides templates that allow you and your clients to establish the appropriate balance between the cash flow they need to maintain a certain lifestyle and the money they need to ensure the long-term growth of their portfolio. The IPS is critical to setting and managing client expectations, evaluating progress, and preventing the all-too-human temptation to react emotionally to the most current market environment.

Comparative Analysis

If your prospect has existing holdings, Fortigent can perform quantitative and objective comparative analyses of current and proposed fund managers.
 

PROPOSAL GENERATION TOOLS

Fortigent summarizes detailed information for each manager/mutual fund we recommend in the proposal. In non-technical language, we provide information on the performance, style, top holdings, investment process, and firm overview for each manager.

Portfolio Back Testing

Fortigent has developed models that allow you to illustrate hypothetical returns for different historical periods of the portfolios you recommend. While past performance is not a guarantee of future results, these illustrations have proved useful in helping clients understand the risk and return associated with different portfolios, enabling them to make more informed decisions.

Cost Analysis

Fortigent itemizes the expenses associated with our recommended portfolios, including trading and custody costs, manager and consulting fees, and other embedded fees for investments such as hedge funds and mutual funds. This process not only helps identify costs that might possibly be a drag on investment performance, but it also illustrates our philosophy of full portfolio transparency. There are no hidden or non-disclosed costs in any Fortigent service or product.

Situational Analysis

There are times when a request from a client forces advisors to think outside the box. Fortigent deals with these situations daily, and we can help you find unique, appropriate solutions that meet the specific needs of clients, from enhanced cash vehicles to structured investment products.